Americans feel the pressure to buy a lot of Christmas presents for loved ones, even if they don’t have the money. Experian Consumer Services recently conducted a survey on more than a thousand users, and found that 41% “feel obligated to spend more than they can afford” on presents at the holidays. With the average present budget at just over $800, nearly half said they will use credit cards to cover the costs. And, even though holidays are generally associated with time off of work and spending time with family and friends, nearly 30% said that the task of buying presents stresses them out.